LUCRF Super at a glance
LUCRF Super is Australia’s first independent industry super fund. Our aim is to provide consistently competitive returns and excellent service at minimal cost to our members. We seek to be innovators in our field and build a genuine partnership with our contributing employers, members and service providers.
The Labour Union Co-operative Retirement Fund (L.U.C.R.F.) was established in 1978 and since then has gone from strength to strength. We currently have over 165,000 members and over $2.4 billion in funds under management (FUM).
LUCRF Super can provide peace of mind from your first job to your retirement and beyond, by offering membership via our very competitive Industry Fund, Personal Plan and Pensions products.
Who runs LUCRF Super?
We are governed by the Trust Deed of the Fund. The Trustee LUCRF Pty Ltd ensures that the Fund is administered in accordance with the Trust Deed. The Trustee acts in the best interests of all members and obtains professional independent advice to assist in achieving the Fund’s objectives. There are currently twelve directors on the Trustee Board. Five are employee representatives, five are employer representatives and two independents.
Benefits for employers & their employees
Employers find LUCRF Super easy to deal with. We assist to help make it straighforward to enrol their employees as members, and to maintain their membership and contributions. LUCRF Super is run only to profit members. All investment earnings are passed on to the membership, and with our low fees, this makes us one of the most cost effective super solutions in Australia.
Who can join LUCRF Super?
At one time our members were drawn from certain industries, but changes to Superannuation legislation mean that yourself, your family and friends now have the right to choose where their retirement savings are invested.
Joining LUCRF Super is simple, we are a Public Offer Superannuation Fund which means you can now enjoy the benefits of LUCRF Super to join as either an:
Industry Fund Member - where your employer contributes for you, or
Personal Plan Member - where you do not need an employer to contribute, or
Pension Member - where you can enjoy your road to retirement through our Allocated Pension and Transition To Retirement products.
Please peruse our Product Disclosure Statements available for either our Industry Fund, Personal Plan or Pensions section of LUCRF Super.
Forms
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Industry Fund PDS
This Product Disclosure Statement (PDS) and Supplementary PDS explains the main features of the Industry Fund as at 12th December 2007 and 28th February 2008. It contains a copy of the Membership Application Form.
Download » -
LUCRF Pensions PDS
This Product Disclosure Statement (PDS), SPDS (and application forms) explains the main features of the LUCRF Allocated Pension and Transition To Retirement Allocated Pension as at 31 December 2007 and 28th February 2008.
Download » -
Personal Plan PDS
This Product Disclosure Statement (PDS) explains the main features of the Personal Plan as at 20th December 2007. It contains a copy of the Membership Details Form (application).
Download »
