Banking
Members Equity Bank – The Super Funds Bank
13 15 63
www.membersequitybank.com.au
Members Equity Bank is an award winning innovative bank 100% owned by some of Australia’s leading super funds including LUCRF Super. It was formed specifically to provide hard working Australians access to low cost financial services including low cost home loans, credit cards, personal loans and savings accounts. They have now provided over $14 billion dollars in home loans to over 100,000 Australian workers.
Members Equity Home Loans
LUCRF Super members may apply for a Super Members Home Loan which provides a discounted interest rate on the Standard Home Loan, Ultimate Offset Account and Interest Only Investment Loan. Members Equity home loan features include:
- No application fee
- No valuation fee
- No account keeping fees
- No fees to split or top-up your loan
- No fees for Phone and Internet banking.
Please visit www.membersequity.com.au for the latest product features and interest rates or call 13 15 63
Fees and charges apply. Terms and conditions available on request. Applications are subject to credit approval.
Members Equity MasterCard
The Members Equity MasterCard is a low cost credit card with one of Australia's lowest on going credit card rates. Calculate the savings you could make by switching your outstanding balance from your current credit card to the award winning Members Equity MasterCard.
- One of Australia’s lowest ongoing credit cards rates
- Up to 44 days interest free on purchases
- A low $30 annual fee (waived after the first year if you spend over $7,500 on purchases each year)
- No charge for additional cardholders
- Emergency worldwide replacement if card is lost or stolen.
Please visit www.membersequity.com.au for the latest product features and interest rates or call 13 15 63
Fees and charges apply. Terms and conditions available on request. Applications are subject to credit approval.
Members Equity InterestME Savings Account
The InterestME Savings Account is a 2-in-1 account that pays the high interest of a savings account combined with the easy access of a transaction account.
- Earn a high rate of interest on every dollar over $3000
- No account keeping fees
- No minimum monthly balance required
- 15 free EFTPOS transactions every month. Free direct debits and credits
- Free Phone and Internet banking
- Access to funds 24 hours a day, 7 days a week via ATM and EFTPOS
- Cheque book option.
Please visit www.membersequity.com.au for the latest product features and interest rates or call 13 15 63
Fees and charges apply. Terms and conditions available on request. This product advice has been prepared without taking account your objectives, financial situation or needs. Before you make any decisions about this product you should consider the appropriateness of the advice for you and read the Product Disclosure Statement available from Members Equity Pty Ltd ABN 56 070 887 679 AFS Licence: 229500
Members Equity Personal Loan
The Members Equity Personal Loan has no ongoing account keeping fees, so every dollar paid goes straight to reducing the loan. If you wish to repay your loan off early there are no penalties at Members Equity we truly believe in offering customers value for money.
- A low fixed interest rate
- No ongoing account keeping fees
- No annual fee
- No fees for extra repayments
- No penalties for early payout
- Select your own loan term – 1, 2, 3, 4 or 5 years
- Easy application process.
Please visit www.membersequity.com.au for the latest product features and interest rates or call 13 15 63
Fees and charges apply. Terms and conditions available on request. Applications are subject to credit approval.
Members Equity Business Banking Products and Services
Members Equity Bank offers LUCRF Super members a range of innovative, low cost business products and services that have no ongoing account keeping fees and a low interest rate. This includes:
- Small Business Loans from $100,000 up to $1 million that can be fully secured by a residential and/or commercial property
- Residentially Secured Business Loans from $60,000 up to $1 million that can be fully secured by a residential property
- Commercial Loans over $1 million
- Residential Property Development loans from $200,000 to $2 million to assist in residential property developments
- Leasing – Vehicle and Equipment Finance for $20,000 or more
- Commercial Hire Purchase for Vehicle and Equipment Finance – Motor vehicle or plant and equipment finance from $20,000.
Members Equity Bank also has a Business Direct Savings Account* which is a high return, hassle-free online account for businesses. It has been designed specifically for the Internet, allowing the transfer of funds online between the Business Direct Savings Account and a nominated account.
Please visit www.membersequity.com.au for the latest product features and interest rates or call 13 15 63
Fees and charges apply. Terms and conditions available on request. This product advice has been prepared without taking account your objectives, financial situation or needs. Before you make any decisions about this product you should consider the appropriateness of the advice for you and read the Product Disclosure Statement available from Members Equity Pty Ltd ABN 56 070 887 679 AFS Licence: 229500
