Investments

Investment options at a glance

LUCRF Super offers ten different investment options. You can choose one or a combination of these options.

Our investment options are split into two categories:

Pre-mixed options

OptionRiskInvestment strategy

Balanced

Moderate
  • Invest in a diversified range of investments
  • Approximately 76% in shares, growth property and growth alternative investments
  • Approximately 24% in cash, fixed income, defensive alternatives and defensive property

Conservative

Low
  • Invest in a diversified range of investments
  • Approximately 30% in shares, growth property and alternative investments
  • Approximately 70% in cash, fixed income and defensive property

Moderate

Low to moderate

  • Invest in a diversified range of investments
  • Approximately 50% in shares, growth property and alternative investments
  • Approximately 50% in cash, fixed income and defensive property
Targeted Return Low to moderate
  • To invest in a portfolio of highly diversified assets, which aim to provide strong above inflation returns with low levels of volatility.

High Growth

Moderate to high
  • Invest in a diversified range of investments
  • Approximately 95% in shares, growth property and alternative investments
  • Approximately 5% in defensive property

Asset class options

OptionRiskInvestment strategy

Cash

Very low

  • Invest in a portfolio consisting primarily of bank deposits
  • May include other short-term securities

Indexed shares

High
  • Invest in shares on a passive basis
  • Approximately half in Australian shares and the balance in International shares

Australian shares

High
  • Invest in Australian shares on an actively managed basis

International shares

High
  • Invest in international shares on an actively managed basis

Property

High
  • Invest in listed property trusts on a passive basis