Investments

Investment options at a glance

LUCRF Super offers nine different investment options. You can choose one or a combination of these options.

Our investment options are split into two categories:

  • Pre-mixed options, and
  • Asset Class options.
Pre-mixed options
Option Risk Investment strategy
Balanced Moderate This is the investment option that most members are in and the option to which your super automatically invests in (defaults to), unless you instruct us otherwise.
Conservative Low To invest in a diversified range of investments, with approximately 30% in shares, growth property and alternative investments, and approximately 70% in cash, fixed income and defensive property.
Moderate

Low to moderate

 To invest in a diversified range of investments, with approximately 50% in shares, growth property and alternative investments, and approximately 50% in cash, fixed income and defensive property.
High Growth Moderate to high To invest in a diversified range of investments, with approximately 95% in shares, growth property and alternative investments, and approximately 5% in defensive property.

Option Risk Investment strategy
Cash

Very low

 To invest in a portfolio consisting primarily of bank deposits, but which may include other short-term securities.
Indexed Shares High To invest in shares on a passive basis, with approximately half in Australian shares and the balance in International shares.
Australian Shares High To invest in Australian shares on an actively managed basis.
International Shares High To invest in international shares on an actively managed basis.
Property High To invest in listed property trusts on a passive basis.