Investments

Pension crediting rates

Investment option


Final crediting rate for period
1 July 2010 to 
30 June 2011

Financial year to date crediting rate for period 1 July 2011 to 14 May 2012

Historical
monthly rates
Balanced11.76%3.11%monthly rates
Conservative5.77%5.68%monthly rates
Moderate6.60%5.02%monthly rates
High Growth8.16%2.06%monthly rates
Cash5.24%4.47%monthly rates
Indexed Shares7.43%(0.68%)monthly rates
Australian Shares14.36%(1.95%)monthly rates
International Shares12.57%0.40%monthly rates
Property5.41%7.65%monthly rates

Balanced historical monthly rates

Month     Crediting rate 
April 20120.10% 
March 20121.82% 
February 20122.47% 
January 20122.65% 
December 2011(0.39%) 
November 2011(0.35%) 
October 20113.03% 
September 2011(2.40%) 
August 2011(1.51%) 
July 2011(1.39%) 
June 2011(0.67%) 
May 20110.38% 
April 20110.46% 
March 20110.64% 
February 20111.17% 
January 20111.07% 
December 20101.36% 
November 2010(0.12%) 
October 20102.15% 
September 20102.81% 
August 2010(0.39%) 
July 2010  2.37% 
June 2010  (0.98%) 
May 2010 (2.65%) 
April 2010 (0.08%) 
March 2010  3.36% 
February 2010  0.65% 
January 2010(2.46%) 
December 2009 2.57% 
November 2009 1.52% 
October 2009 (1.67%) 
September 2009 2.71% 
August 2009 2.46% 
July 2009 3.26% 
June 2009 0.55% 
May 2009 1.82% 
April 2009 3.48% 
March 2009 2.66% 
February 2009 (4.49%) 
January 2009 (1.42%) 
December 2008 0.73%back to top ^
November 2008(5.72%) 
October 2008(7.82%) 
September 2008(5.10%) 
August 20082.10% 
July 2008(1.06%) 
June 2008(4.94%) 
May 20080.72% 
April 20082.92% 
March 2008(1.40%) 
February 2008(1.28%) 
January 2008(5.72%) 
December 2007(0.97%) 
November 2007(0.49%) 
October 20071.69% 
September 20072.72% 
August 20071.75% 
July 2007 (0.97%) 

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Conservative historical monthly rates

Month     Crediting rate 
April 20120.53% 
March 20120.92% 
February 20121.08% 
January 20121.27% 
December 20110.16% 
November 20110.45% 
October 20111.40% 
September 2011(0.39%) 
August 20110.12% 
July 20110.00% 
June 20110.07% 
May 20110.68% 
April 20110.60% 
March 20110.51% 
February 20110.85% 
Janaury 20110.71% 
December 20100.64% 
November 2010(0.24%) 
October 20101.22% 
September 20100.58% 

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Moderate historical monthly rates

Month     Crediting rate 
April 20120.37% 
March 20121.49% 
February 20121.52% 
January 20121.73% 
December 2011(0.08%) 
November 20110.23% 
October 20111.89% 
September 2011(1.01%) 
August 2011(0.51%) 
July 2011(0.54%) 
June 2011(0.15%) 
May 20110.65% 
April 20110.67% 
March 20110.66% 
February 20110.91% 
January 20110.82% 
December 20100.84% 
November 2010(0.31%) 
October 20101.65% 
September 20100.68% 

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High Growth historical monthly rates

Month     Crediting rate 
April 2012(0.05%) 
March 20122.57% 
February 20122.69% 
January 20123.02% 
December 2011(0.70%) 
November 2011(0.79%) 
October 20113.74% 
September 2011(2.72%) 
August 2011(2.06%) 
July 2011(2.36%) 
June 2011(0.84%) 
May 20110.28% 
April 20110.52% 
March 20110.68% 
February 20111.15% 
January 20111.30% 
December 20101.50% 
November 2010(0.12%) 
October 20102.55% 
September 20100.90% 

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Cash historical monthly rates

Month     Crediting rate 
April 20120.39% 
March 20120.41% 
February 20120.47% 
January 20120.35% 
December 20110.35% 
November 20110.42% 
October 20110.46% 
September 20110.43% 
August 20110.46% 
July 20110.47% 
June 20110.43% 
May 20110.43% 
April 20110.42% 
March 20110.43% 
February 20110.40% 
January 20110.45% 
December 20100.45% 
November 20100.42% 
October 20100.42% 
September 20100.40% 
August 20100.41% 
July 20100.43% 
June 20101.30% 
May 20100.58% 
April 20100.37% 
March 20100.29% 
February 20100.25% 
January 20100.29% 
December 20090.29% 
November 20090.26% 
October 20090.24% 
September 20090.21% 
August 20090.22% 
July 20090.21% 
June 20090.17% 
May 20090.21% 
April 20090.15% 
March 20090.23% 
February 20090.22% 
January 20090.31% 
December 20080.34%back to top ^
November 20080.41% 
October 20080.59% 
September 20080.62% 
August 20080.65% 
July 20080.55% 
June 20080.57% 
May 20080.62% 
April 20080.55% 
March 20080.80% 
February 20080.25% 
January 20080.63% 
December 20070.59% 
November 20070.52% 
October 20070.49% 
September 20070.44% 
August 20070.51% 
July 2007 0.52% 

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Property historical monthly rates

Month     Crediting rate 
April 20125.45% 
March 2012(0.65%) 
February 20122.20% 
January 20125.33% 
December 2011(2.60%) 
November 20112.58% 
October 20113.75% 
September 2011(4.58%) 
August 20112.44% 
July 2011(6.54%) 
June 2011(0.84%) 
May 2011(0.09%) 
April 20110.32% 
March 2011(1.99%) 
February 20113.26% 
January 20112.60% 
December 20101.13% 
November 2010(2.05%) 
October 2010(0.42%) 
September 2010(0.92%) 
August 20103.45% 
July 20101.01% 
June 2010(1.88%) 
May 2010(4.28%) 
April 20103.84% 
March 20100.14% 
February 20101.33% 
January 2010(2.92%) 
December 20093.18% 
November 20091.18% 
October 2009(9.09%) 
September 20099.99% 
August 200916.31% 
July 20092.35% 
June 20099.00% 
May 20094.09% 
April 20096.09% 
March 20090.50% 
February 2009(16.21%) 
January 2009(9.58%) 
December 2008(10.25%)back to top ^
November 2008(0.03%) 
October 2008(23.44%) 
September 2008(5.87%) 
August 200810.01% 
July 2008(4.77%) 
June 2008(11.44%) 
May 2008(8.82%) 
April 20084.06% 
March 2008(0.01%) 
February 2008(5.57%) 
January 2008(14.07%) 
December 2007(6.70%) 
November 2007(6.41%) 
October 2007(0.48%) 
September 20072.29% 
August 20077.55% 
July 2007 (4.08%) 

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Indexed Shares historical monthly rates

Month     Crediting rate 
April 2012(0.22%) 
March 20123.40% 
February 20122.53% 
January 20123.26% 
December 2011(0.65%) 
November 2011(1.27%) 
October 20114.11% 
September 2011(2.64%) 
August 2011(3.36%) 
July 2011(3.94%) 
June 2011(1.56%) 
May 2011(1.26%) 
April 2011(0.80%) 
March 2011(0.97%) 
February 20111.79% 
January 20112.75% 
December 20102.00% 
November 2010  (0.51%) 
October 20102.36% 
September 20102.58% 
August 2010(1.64%) 
July 20102.64% 
June 2010(3.66%) 
May 2010(4.02%) 
April 2010(1.22%) 
March 20104.54% 
February 20101.27% 
January 2010(4.32%) 
December 20093.60% 
November 20092.32% 
October 2009(2.81%) 
September 20092.53% 
August 20094.54% 
July 20096.67% 
June 20090.98% 
May 20090.76% 
April 20095.40% 
March 20093.20% 
February 2009(7.60%) 
January 2009(2.01%) 
December 2008(1.94%)back to top ^
November 2008(5.44%) 
October 2008(7.76%) 
September 2008(6.58%) 
August 20085.86% 
July 2008(2.08%) 
June 2008(7.76%) 
May 20081.07% 
April 20083.18% 
March 2008(0.91%) 
February 2008(2.92%) 
January 2008(9.98%) 
December 2007(1.58%) 
November 2007(1.16%) 
October 20070.31% 
September 20070.86% 
August 20073.82% 
July 2007 (2.59%) 

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Australian Shares historical monthly rates

Month     Crediting rate 
April 20120.72% 
March 20121.77% 
February 20122.72% 
January 20124.78% 
December 2011(1.75%) 
November 2011(3.48%) 
October 20117.60% 
September 2011(5.34%) 
August 2011(2.27%) 
July 2011(3.93%) 
June 2011(1.72%) 
May 2011(1.56%) 
April 20110.14% 
March 20111.07% 
February 20112.51% 
January 20110.40% 
December 20103.49% 
November 2010(0.98%) 
October 20102.16% 
September 20105.18% 
August 2010(1.41%) 
July 20104.53% 
June 2010(1.60%) 
May 2010(7.22%) 
April 2010(0.77%) 
March 20106.83% 
February 20101.38% 
January 2010(5.97%) 
December 20094.61% 
November 20091.91% 
October 2009(2.34%) 
September 20096.39% 
August 20097.83% 
July 20098.18% 
June 20093.64% 
May 20092.07% 
April 20096.73% 
March 2009 9.31% 
February 2009 (6.42%) 
January 2009 (5.35%) 
December 2008 2.13%back to top ^
November 2008(8.52%) 
October 2008(11.66%) 
September 2008(9.51%) 
August 20083.79% 
July 2008(2.74%) 
June 2008(9.02%) 
May 20085.77% 
April 20083.40% 
March 2008(3.32%) 
February 2008(0.62%) 
January 2008(11.02%) 
December 2007(2.64%) 
November 2007(2.94%) 
October 20072.79% 
September 20075.62% 
August 20072.52% 
July 2007 (2.00%) 

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International Shares historical monthly rates

Month     Crediting rate 
April 2012(1.61%) 
March 20124.16% 
February 20124.08% 
January 20122.45% 
December 2011(0.16%) 
November 20110.17% 
October 20114.12% 
September 2011(1.72%) 
August 2011(4.93%) 
July 2011(3.47%) 
June 2011(1.69%) 
May 20110.74% 
April 20110.40% 
March 2011(0.46%) 
February 20111.68% 
January 20112.74% 
December 20102.23% 
November 2010(0.44%) 
October 20102.83% 
September 20103.93% 
August 2010(2.52%) 
July 20102.69% 
June 2010(1.76%) 
May 2010(3.30%) 
April 2010(1.29%) 
March 20104.44% 
February 20101.58% 
January 2010(3.71%) 
December 20093.44% 
November 2009 2.98% 
October 2009 (1.85%) 
September 2009 1.90% 
August 2009 1.50% 
July 2009 5.13% 
June 2009(1.27%) 
May 2009 1.97% 
April 2009 2.92% 
March 2009(1.53%) 
February 2009(9.65%) 
January 20091.99% 
December 2008(2.80%)back to top ^
November 2008(4.21%) 
October 2008(4.08%) 
September 2008(5.61%) 
August 20085.74% 
July 2008(2.32%) 
June 2008(8.95%) 
May 20080.41% 
April 20082.97% 
March 20081.55% 
February 2008(5.17%) 
January 2008(8.94%) 
December 2007(0.52%) 
November 20070.64% 
October 2007(2.11%) 
September 2007(3.68%) 
August 20075.34% 
July 2007 (3.17%) 

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