Investments

Long-term performance

Superannuation is a long-term investment.

That's why it is important to look at investment returns over a longer time frame than just weekly or monthly crediting rates. The table below shows the investment performance of our options over the long-term.

Returns on LUCRF Super investment options
(% p.a. after tax and expenses)

LUCRF Super Returns
2010/
11
2009/
10
2008/
09
2007/
08
2006/
07
2005/
06
2004/
05
2003/
04
3 Yr Average
2009–11
5 Yr Average
2007–11
10 Yr Average
2002–11
Pre-Mixed
Balanced*
9.92%
7.11%
(13.37%)
(6.49%)
16.02%
16.60%
14.00%
13.20%
0.66%
2.05%
4.94%
Conservative
5.19%
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Moderate
6.22%
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
High Growth
6.95%
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
N/A
Asset Class
Cash
4.29%
3.02%
3.77%
5.43%
4.95%
4.48%
5.00%
4.70%
3.69%
4.29%
4.41%
Indexed Shares
6.27%
6.80%
(16.78%)
(16.14%)
16.43%
18.80%
12.85%
16.40%
(1.88%)
(1.61%)
1.53%
Australian Shares
12.06%
15.06%
(16.80%)
(12.35%)
26.79%
18.89%
N/A
N/A
2.37%
3.58%
N/A
International Shares
10.61%
6.47%
(16.19%)
(19.40%)
6.91%
14.49%
N/A
N/A
(0.44%)
(3.19%)
N/A
Property
6.90%
16.02%
(34.40%)
(34.73%)
24.87%
10.99%
N/A
N/A
(6.64%)
(7.89%)
N/A

PLEASE NOTE: The International Shares, Australian Shares and Property investment options were introduced on 22 July 2005, hence there are only 2010/11, 2009/10, 2008/09, 2007/08, 2006/07 and 2005/06 rates available for these options. The Indexed Shares and Cash options were introduced in 2000/2001. The Conservative, Moderate and High Growth options were introduced on 1 September 2010. Past performance is not an indicator of future investment returns.