Cash

Investment strategy

To invest in a portfolio consisting primarily of bank deposits, but which may include other short-term securities.

Growth..............0%
Defensive.......100%

Investment objective

To achieve a return (gross of tax and investment expenses) that is equal to the UBSA Bank Bill Index and to eliminate the probability of a negative return.

Risk of short-term negative return

Very low - The chance of a negative return in any 1 year is very low.

Expected frequency of negative annual returns in any 20 year period

Never

Risk band (1 – 7)

1

Risk label

Very Low

Type of investor

Short-term

Investment fee#

0.20%

#The investment fee is a measure of the fees deducted from investments. These fees include the cost of the Fund’s investment managers, custodian and investment advisor and certain other costs of the Fund. The investment fee is the total of these costs, divided by the net asset value of the Fund. These fees are deducted directly from the investment earnings before they are allocated to member accounts. They are therefore not deducted from your super account directly.

^Strategic asset allocation as at 22 June 2012

PLEASE NOTE: The Australian Shares, International Shares and Property options commenced on 22 July 2005.