We have chosen the Balanced option as the default because we believe it meets the long-term investment needs of the majority of our members.
However, we understand that everyone has different expectations of their super, therefore we allow you the flexibility to make your own investment choice and select the option/s that best suit your circumstances.
Making an investment choice can be difficult. There are several factors that you should consider when selecting an investment option. These include:
To find out what your investment profile is, complete the Investment Choice Questionnaire.
If you are still unsure about which option to choose, we can assist you by providing personalised financial advice. Please call us on 1300 130 780 for further information.
Once you've considered all of the options, making an investment choice is easy. All you need to do is complete a Member Investment Choice Form and send it back to us at:
LUCRF Super
PO Box 211
North Melbourne VIC 3051
Alternatively, you can fax your completed form to (03) 9326 6907.
You can change your investment option at any time by completing the Member Investment Choice Form.
There is no fee applied when you change your investment options.
Member investment switches for existing balances and future contributions received on our Member Investment Choice Form take effect as follows:
For an existing balance, a change is effective the day after the valuation of assets, for those request forms received by 5pm EST on the day of valuation. Assets are typically valued on a Monday. For more information, please see our Crediting rates.
For future contributions, a change is effective the day after a request for investment change is received.