Applying for or changing your insurance cover

You can apply for, increase, change, convert or cancel your insurance at any time*.

You can apply for Death & TPD, Death Only or Income Protection insurance cover up to $2 million. You can also select either Fixed Premium or Fixed Amount, however you cannot have a combination of both.

Death Only or Death and TPD

To apply for Death Only or Death and TPD insurance or change your cover, simply follow the steps below:

Step 1
Complete the relevant Member Application Form or Member Insurance Election Form. The forms are available for download (see Related content).

Step 2
Complete the OnePath Personal Statement, if required
(required for Personal Plan members; all requests in excess of cover of $750,000; or any yes responses to the questions in the Member Insurance Election Form).

Step 3
Send your form/s to us.
Send your original signed and completed forms via post to:

LUCRF Super

PO Box 211

North Melbourne VIC 3051

Please note: The insurance upgrade offer is made by the insurer and therefore the acceptance or rejection of a request is at the discretion of the insurer. You may be requested to provide further medical evidence or attend a medical examination, if required.

Income Protection

To apply for Income Protection insurance or to change your existing cover, you will need to complete our Member Income Protection Form (Industry Fund or Personal Plan) and the OnePath Personal Statement form if you are applying for over $5,000 per month cover or have answered yes to any question on the Member Income Protection Form. Forms are available in Related content or on the Forms and Publications page, and then send your completed forms to:

LUCRF Super
PO Box 211
North Melbourne VIC. 3051

Our group insurer, OnePath Life, will accept or reject your application at its discretion based upon its assessment of the information provided by you.

Cancel your insurance

You may cancel your insurance cover at any time. To do so, simply advise us in writing, and send to:

LUCRF Super
PO Box 211
North Melbourne VIC 3051

Your cancellation will become effective from the date your request is received.

*subject to our terms and conditions.