Change or cancel your cover

Default insurance cover provided through us is designed to change automatically as you get older. You can also apply to change your cover at any time to meet your specific needs.

Changes for new members

If you’re a new member and you’re eligible for default cover (automatic or elected), you can apply to increase your default cover up to our automatic acceptance levels. This means you can apply to increase your cover without generally having to provide medical evidence. You must apply within 90 days of your welcome letter.

Changes to Death & TPD and Death Only cover

• Apply to increase your cover

Download form

• Change between Fixed Premium and Fixed Amount cover

Download form

No existing cover? Complete this form to apply.

Change Income Protection cover

Complete the form below to:

• Apply for Income Protection cover
• Increase the amount of cover you have

Download form

Or complete this form if you want to:

• Change between 30, 60- or 90-day waiting periods
• Change between 2- and 5-year benefit periods

Download form

Change your work category (Death & TPD, Death Only and/or Income Protection Cover)

• Change your work category

Download form

Reduce or cancel Death & TPD, Death Only cover & Income Protection cover

Complete the form below to: 

• Decrease the amount of cover you have
• Cancel your insurance

Download form

Change Terminal Illness cover

Terminal Illness cover is always included as part of Death & TPD or Death Only cover. You can only cancel Terminal Illness cover by cancelling your Death & TPD or Death Only cover.