
Change or cancel your cover
As your lifestyle changes, so can your insurance needs.
Default insurance cover provided through us is designed to change automatically as you get older. You can also apply to change your cover at any time to meet your specific needs.
Changes for new members
If you’re a new member and you’re eligible for default cover (automatic or elected), you can apply to increase your default cover up to our automatic acceptance levels. This means you can apply to increase your cover without generally having to provide medical evidence. You must apply within 90 days of your welcome letter.
Changes to Death & TPD and Death Only cover
- Apply to increase your cover
- Change between Fixed Premium and Fixed Amount cover
Download form
No existing cover? Complete this form to apply.
Change Income Protection cover
Complete the form below to:
- Apply for Income Protection cover
- Increase the amount of cover you have
Or complete this form if you want to:
- Change between 30, 60- or 90-day waiting periods
- Change between 2- and 5-year benefit periods
Change your work category (Death & TPD, Death Only and/or Income Protection Cover)
- Change your work category
Reduce or cancel Death & TPD, Death Only cover & Income Protection cover
Complete the form below to:
- Decrease the amount of cover you have
- Cancel your insurance
Change Terminal Illness cover
Terminal Illness cover is always included as part of Death & TPD or Death Only cover. You can only cancel Terminal Illness cover by cancelling your Death & TPD or Death Only cover.

Insurance cover is provided by OnePath Life Limited ABN 33 009 657 176 AFSL 238 341 (“OnePath”) and subject to the terms and conditions of the insurance policies issued by OnePath.