MySuper Balanced (default)

You’re automatically invested in this option which is simple, cost-effective and suits most of our members.

What is it?

You’re automatically invested in this option which is simple, cost-effective and suits most of our members.

Investment objective

To achieve a return that exceeds the increase in the consumer price index (CPI) by at least 3.75% per annum net of tax and investment expenses (or 3.41% per annum net of administration cost – based on a $50,000 member balance) over rolling 10-year periods.

Investment strategy

To invest in a diversified range of investments, with a greater proportion in shares, property and alternative investments, and the remainder in cash and fixed interest.

Investment returns

Super is a long-term investment so it's important to consider returns over the long term as performance may fluctuate over the short term.

5 Year Average % p.a. as of 30/06/2020

Super 5.20%
TTR 5.53%
Pension 5.87%

Investment performance

Showing
As of 25/11/2020 Average % p.a. as of 30/06/2020
Unit price FYTD % Since Inception 10 year 5 year 3 year 1 year
2.00450 8.42 9.44 7.14 5.20 4.70 -0.91
As of 25/11/2020 Average % p.a. as of 30/06/2020
Unit price FYTD % Since Inception 10 year 5 year 3 year 1 year
2.00450 8.42 5.11 8.02 5.53 4.70 -0.91
As of 25/11/2020 Average % p.a. as of 30/06/2020
Unit price FYTD % Since Inception 10 year 5 year 3 year 1 year
2.24962 9.49 5.24 8.20 5.87 5.27 -1.04

Strategic asset allocation as of 1 October 2020

Asset Class Asset Allocation Range
Australian Shares 26% 15-40%
International Shares 30% 17-40%
Property 8% 2-20%
Infrastructure 11% 2-20%
Alternatives 14% 0-38%
Fixed Interest 7% 0-25%
Cash 4% 0-25%

Investment fees and costs

The estimated investment fees are based on the fees and costs for the previous 12 months to 30 June each financial year. These do not include administration fees.

Investment fee

0.25% p.a. (net of tax)

Indirect cost ratio

0.30% p.a.

Risk profile

We use an industry standard risk measurement to help you understand an investment option’s risk profile, where band 1 is very low risk and band 7 is very high risk.

Risk band 6
Risk label High
Suggested minimum investment time frame 5 years
Expected frequency of negative annual returns in any 20-year period Approx. 4.5

Disclaimer

Changes to investment options.

We may alter, add, remove or close investment options from time to time without prior notice.

Changes to asset allocations.

We constantly monitor and assess the asset allocation for each investment option and make changes where appropriate without prior notice.

Investment fees

These fees cover investment management, asset custody, and other related costs and are deducted from investments before returns are applied to your account. Investment fees are regularly reviewed and may change from time to time.

Indirect cost ratio (ICR)

This ratio represents estimated costs incurred by the Fund’s investment managers and deducted before investment earnings of each option are received. They take into account the Fund’s experience in the last financial year. They are not deducted from your account or from the Fund’s assets.

Your browser is out of date

Please update your browser to view this website properly

Update my browser now