Nominate who gets your super
You can choose who’ll get your super when you die; it’s called making a beneficiary nomination. Otherwise, we’ll decide who gets your super, which may not reflect your wishes.
Nominate your beneficiary
There are several options you can choose from when deciding what happens to your super in the event of your death.
- Binding nomination – this is a legal declaration made every three years, that directs us to pay your benefit to your eligible beneficiaries.
- Non-binding nomination – this lets us know your preferences which we take into consideration.
- Reversionary nomination (for pension accounts only) – we’ll keep paying your income stream to your spouse or a child who meets the eligibility criteria.
Who can you nominate?
A death benefit can generally only be paid to your spouse or your dependant(s), or your legal personal representative (for binding or non-binding nominations).
Dependants can include:
- your partner
- your children
- an interdependant person
- other financial dependants (someone who relies on you financially)
For non-binding nominations, you can nominate someone else (e.g. a parent), but we must be satisfied that all of your possible dependants are taken into consideration before we pay a non-dependant.